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What To Do if You’re Injured in a Multi-Car Pileup in Florida

Injured in a pileup? Let a skilled Tampa attorney sort it out for you

Florida roads are notorious for their heavy traffic and unpredictable drivers. As a result, they see a fair share of multi-car pileups. Whether it’s due to sudden inclement weather or reckless driving, multiple car accidents on busy roads can happen in the blink of an eye.

This can leave you in shock and wondering what to do next. While the aftermath can feel like chaos, it’s important to know how to protect your health, your rights, and your chances of fair compensation.

What causes multi-vehicle pileups?

The leading causes of multi-car pileups include:

  • Adverse weather conditions: Poor visibility due to fog and heavy rain can make it difficult for drivers to see what’s ahead or to stop in time.
  • Distracted driving: Drivers who are not paying attention to the road may not notice changes in traffic speed or sudden stops. This can lead to rear-end collisions that trigger chain reactions.
  • Speeding: Traveling at high speeds reduces the time drivers have to react to sudden changes, such as stopped traffic or accidents ahead. In a pileup, speeding vehicles can quickly increase the damage by colliding with stopped cars.
  • Tailgating: Following too closely reduces the distance available for a driver to react to sudden stops. When one car brakes hard, the cars behind may not have enough space to stop safely.

What should I do after an accident?

Your safety is priority number one. Immediately after the collision, check yourself and any passengers for injuries. Don’t be quick to assume you’re okay – adrenaline can mask pain. Call 911 and request medical assistance if you’re hurt.

Even if your injuries seem minor, it’s important to get checked out by a medical professional. In Florida, this can also help preserve your rights under the state’s “no-fault” insurance system. Your Personal Injury Protection (PIP) benefits may only kick in if you receive medical attention within 14 days of the crash.

If you’re too injured to move, remain still and wait for first responders. Let paramedics know about any pain or discomfort, as their reports may be useful later when dealing with insurance.

When is it safe to move my vehicle after a multi-car pileup?

After a multi-car pileup, your instinct may be to stay put, but that’s not always the safest option. If your car is drivable and you’re physically able, move it out of traffic to avoid causing further accidents. This is particularly important on busy highways, where additional collisions can occur in the moments following the initial pileup.

Turn on your hazard lights and move to the shoulder if possible. If your vehicle is damaged or you’re unable to move it, stay inside with your seatbelt fastened until help arrives. Standing outside your car can put you at risk of being hit by passing vehicles.

Why should I call 911 after a multi-car pileup?

After a multi-car pileup, law enforcement must be notified. Call 911 to report the crash and provide details about the scene, especially if there are injuries. The police will document the incident in a crash report, which is a key piece of evidence when building your case.

When an officer arrives, provide your account of what happened, but avoid speculating or admitting fault. In Florida, establishing liability in multi-car accidents can be complicated, so be sure to stick to the facts and let the investigation pan out.

What information should I gather from other drivers?

In a multi-car pileup, multiple drivers may share responsibility for the crash. Exchange names, phone numbers, driver’s license details, and insurance information with each driver. If there are more than two cars involved, this can feel like a lot, but it’s important for determining fault and pursuing compensation.

You should also gather information from any witnesses. Their perspectives can be helpful to your case, especially when sorting through conflicting reports from other drivers.

How do I document the scene of a multi-vehicle accident?

Documentation is your best friend after a multi-car pileup. Take as many photos as you can from different angles. Make sure they show the positions of the vehicles, any visible damage, and the surrounding environment. Also, capture details such as skid marks, traffic signs, and road conditions.

If you’re injured, ask someone to assist you with this task. Every detail you document can support your case if the insurance companies dispute who was at fault.

When should I notify your insurance company?

Florida’s no-fault insurance system means your own insurance company is responsible for covering your initial medical expenses after a crash. However, you should still report the pileup to your insurer as soon as possible. Be prepared to provide them with the police report, medical documentation, and any other evidence you’ve gathered.

While you might feel the urge to talk openly with the insurance adjuster, be cautious. They may use your words against you to minimize your claim. Stick to the facts and avoid making statements about who was at fault.

What compensation can I receive after a Florida multi-car pileup?

If you’re injured in a multi-car pileup, you could be entitled to compensation for medical bills, lost wages, and pain and suffering. Florida’s comparative fault laws mean that even if you were partially responsible for the crash, you might still be able to recover damages. However, the amount you receive will be reduced by your percentage of fault.

For example, if you’re found 20% at fault and the total damages are $100,000, you would receive $80,000. An experienced Florida car accident attorney can help reduce the percentage of fault assigned to you by gathering the facts that show who was at fault.

How can I protect my rights after a multi-car pileup?

The best way to protect your rights after a multi-car collision is to get help from an experienced car accident lawyer in Florida. You should also follow your doctor’s orders for recovery, attend all medical appointments, and document any pain or limitations resulting from your injuries.

Also, if you’re contacted by another driver’s insurance company, avoid giving them a recorded statement. They may contact you and ask trick questions. If you provide them with answers, those answers can potentially hurt your claim. Let an experienced attorney do all the talking for you.

Let us fight to maximize your compensation

The road to recovery can be long, but with the right help, you can ensure that you’re rightfully compensated for your injuries and losses. At Armando Personal Injury Law, we understand how stressful it can be to deal with the aftermath of a pileup, especially when insurance companies try to shift blame.

Our firm has a proven track record of securing maximum compensation for car accident victims, including multi-million-dollar settlements for clients with severe injuries. In one case, we achieved a multi-million-dollar settlement for a client who suffered back and neck injuries in a seven-car rear-end accident. In another case, we secured a $500,000 settlement for a client who required back surgery after a left-turn collision.

When you work with our attorneys, you can rest easy knowing that we work on a contingency fee basis. That means you don’t pay unless we win your case. We also offer free consultations, so you have nothing to lose by reaching out. Contact our Tampa law firm today and let us help you get the compensation you deserve.

Click here to download a printable PDF of this article, “What To Do if You’re Injured in a Multi-Car Pileup in Florida.”

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